Actually making cash from 419 scammers

Chronntec · #1 (**permalink**) 10-19-2008, 01:09 AM

I dont know about local laws for you, but where I am our banks all have 0 fraud liability, if you get scammed you dont pay, no questions asked.

This has worked for me several times, twice from the same bank account, just find an active 419 scam looking for "financial managers" to accept funds from email transfers, the scammers are usually based in Russia, and require you to fill out their fake contract, use fake names, they dont really check them.

Once they "accept" your application they will email you $1000 within a few days, and they will tell you to send $900 to their address, in some other country.

Heres the hard part, dont send the money, go strait to your bank and take it all out in cash.

Thats pretty much it, you just made $1000 Cash, for about 10 minutes of actual work.

About a week or two later the bank will call you asking some questions to verify that your really you, just play dumb, say you sold a car or guitar or something and say he emailed the money, you saw it go through and thought it was fine. Thats it, your bank will tell you to be more careful next time, apologize and go spend your cash.

Iv done it twice with a bank account I had since I was 10 and I still have the account, they just reset it and delete the $1000 owed from your account history and you get a clean slate at the bank.

After several banks I usually just get a friend to do it for me know, still make an easy $500.

And if your not too lazy you could open up some accounts with fake IDs.

Thats pretty much it, Oh and if anyone happens to know of any active scam sites, please let me know!! Its been a while since Iv found a good one.

Beyond · #2 (**permalink**) 10-19-2008, 01:47 AM

Quote:

Originally Posted by Chronntec

they will email you $1000

They email you $1000? How does that work?

Chronntec · #3 (**permalink**) 10-19-2008, 04:18 AM

they email it to any email address, you click the link in the email and log into online banking, the money is instantly deposited.

qqqqqqqwww.royalbank.com/emailmoney/pppppppp

It is stolen money, getting transferred by whoever from stolen accounts, takes at least 2-3 weeks before anyone notices and the money gets deposited into your account instantly when you log into the email

This service is offered by the banks here

These guys are dealing with real money, not fake checks and fake money orders, thats the biggest difference between bullshit and useable 419 scammers. All the good ones I have found were based from Russia, always st.petersburg, websites offering things like Server space (geo-serv.net) and they would offer employment, the websites are always new and never last longer that 6 months, but they are very very well done.

Chronntec · #4 (**permalink**) 10-19-2008, 04:26 AM

Whenever I found a good site I could get hired by them with 5-10 different emails/aliases, they are so slack that all you really need is an email address, and a scanner to fake a signature for their crappy contracts they make to look legit.

Hell I was writing signatures with MSpaint.

Beyond · #5 (**permalink**) 10-19-2008, 04:51 AM

How about a screen shot of an online bank statement or a photo of an actual paper statement?

I'm calling 100% BS on this.

Chronntec · #6 (**permalink**) 10-19-2008, 06:10 AM

whats BS...? look at the banks own website, Interac email money transfer, GOOGLE it. And are you gonna say there isn't 419 scam websites? where they send money to you expecting you to send the money to their address out of country keeping 10% or whatever for yourself

Its pretty strait forward....go through the process of the scam, making the scammer think hes got you hooked, then you just DONT send the money and keep it for yourself.

Whats BS about that? Just dont accept fake money orders or checks, you look for the ones that use email money transfers because theres no address or real names..

Banks here in canada have 0% fraud liability, they think you got ripped off like the thousands of other people that are getting scammed.

Beyond · #7 (**permalink**) 10-19-2008, 06:11 AM

Quote:

Originally Posted by Chronntec

whats BS...? look at the banks own website, Interac email money transfer, GOOGLE it. And are you gonna say there isn't 419 scam websites? where they send money to you expecting you to send the money to their address out of country keeping 10% or whatever for yourself

Its pretty strait forward....go through the process of the scam, making the scammer think hes got you hooked, then you just DONT send the money and keep it for yourself.

Whats BS about that? Just dont accept fake money orders or checks, you look for the ones that use email money transfers because theres no address or real names..

Banks here in canada have 0% fraud liability, they think you got ripped off like the thousands of other people that are getting scammed.

Then you shouldn't have a problem providing a screen cap of your bank statement(s) or a picture of a physical statement.

Chronntec · #8 (**permalink**) 10-19-2008, 06:31 AM

A. Read the first post more carefully, the bank deleted all the account history after they find out it was stolen money, they dont leave me with any of that info.

B. Why the fuck would I keep old bank statements from money that I got from ripping off scammers.

C. Im not trying to prove anything to you or anyone.

The fact that you can actually go and claim outright this is BS is ridiculous, Unless your just one of those people that claims BS just for fun, then maybe you could enlighten me with your reasons as to why this is BS..

Beyond · #9 (**permalink**) 10-19-2008, 07:14 AM

Quote:

Originally Posted by Chronntec

A. Read the first post more carefully, the bank deleted all the account history after they find out it was stolen money, they dont leave me with any of that info.

Really? The bank deleted the account history? Are you serious? That's your excuse?

First, banks NEVER, EVER delete account information, PERIOD. The FDIC strictly prohibits it. Here's a link to their official website in which they talk about regulations involved with reviewing past and present accounts.

Not to mention there is a HUGE liability issue that exists in removing banking records, both from corporate and government entities (as detailed above with the FDIC).

I mean, I could spend all day talking about why banks NEVER, EVER delete information.

I'll just assume you meant that they "closed" the account.

Quote:

B. Why the fuck would I keep old bank statements from money that I got from ripping off scammers.

Okay, I'll give you the benefit of the doubt that you don't bother keeping records or other self incriminating pieces of paper.

Fair enough.

Quote:

C. Im not trying to prove anything to you or anyone.

Ah, but here you are, still posting and still explaining yourself.

Quote:

The fact that you can actually go and claim outright this is BS is ridiculous, Unless your just one of those people that claims BS just for fun, then maybe you could enlighten me with your reasons as to why this is BS..

Absolutely.

You can't substantiate any of your claims besides the whole anecdotal argument, the whole "It works because I've done it" bullshit.

A quick lesson on how this works. Banks credit your account when you deposit a check. The purpose is to give you access to your money, which they blindly assume is legitimate, so you dont have to wait for it to clear. The bank essentially loans you the money. This is known as a "float" in the industry.

Now, assuming the money doesn't clear and you don't touch the money they credited you, they simply withdraw their money back. If your bank is nice enough, you don't have to deal with any penalties.

Assuming you're withdrawing the money, and the funds don't clear, you're essentially overdrafting your account by removing funds that don't exist. No not essentially, you are definitely overdrafting your account by removing funds that don't exist.

And don't think for a moment that you claim to be a victim of fraud, after all, you have the bank's money, not the criminals. They will not "write" this off, you owe them money, period.

From there, they will make every effort to recoup the money.

So, once again, prove what you're saying is accurate or stop posting your bullshit.

Chronntec · #10 (**permalink**) 10-19-2008, 10:13 AM

Im tired of your bullshit, go on the interac website, read about email money transfers. The money is debited from the account its being sent from, sits at interac pending deposit when you log into a bank account.

The money is stolen from some guys account my the scammers, he gets refunded by the bank, I am a victim of fraud and dont get charged a dime. With email money transfers the money is Instantly deposited, its not a check, the money has already cleared before the email is sent.

Anyways, Im not posting any personal info. This is in Canada, like I said in the first post I dont know about your local laws. Again read the first post better before making stupid comments, my banks have 0 fraud liability and scams are common.

Im seriously tired of people like you who like to flame because you think you are so educated. Think what you want, I have never made any false claims or stupid arguments. Read it take from it what you will.

Seriously man, What the fuck is the point for negative arguments, your so full of shit you cant eve think of a reason why you think its BS, you just like to hate because you got nothing better to do...

GuyFawks · #11 (**permalink**) 10-19-2008, 10:39 AM

Except the bank will notice the fraud when the launch an investigation when the person complains. All the banks are compliant with each other. Have you tried this crime, or are you hypothesizing?

Random · #12 (**permalink**) 10-19-2008, 02:40 PM

Quote:

Originally Posted by Chronntec

A. Read the first post more carefully, the bank deleted all the account history after they find out it was stolen money, they dont leave me with any of that info

Quote:

Originally Posted by Chronntec

Seriously man, What the fuck is the point for negative arguments, your so full of shit you cant eve think of a reason why you think its BS, you just like to hate because you got nothing better to do...

Yeah, um... no.

When you're making an argument, here of all places, the onus is upon the person making the argument to offer proof. If you can't, don't post.

And, since you didn't, and were so insistent about it... done.

iofasdkjfkjul · #13 (**permalink**) 10-20-2008, 03:36 AM

some of you are fucking retarded.

What kind of proof would you expect me to post??? Think about it...

I wouldnt keep or post anything linking me to crimes.

Yes it is fraud NO SHIT, thats the fucking point, 0 fraud liability. Your the one that got "scammed"

Banks Do not communicate as much as you think, not unless there is a serious investigation.

Yes its been done, several times. I didnt come on here to brag, I came on here to let other Canadians know they can make some money.

You guys down in the US have your heads so far up your own asses that you think you know everything, and you think what you know rings true worldwide. WRONG.

Laws may be different where you live, sorry.

Wow its funny how many fucking retards are on this site....no wonder it crashes every other day, a bunch of fucking retards are here who dont know how to properly maintain an online community.

Yeah Ill get right on gettting you some pics of my bank info, fuckign retards.

What am I gonna show you, a screenshot with an account with money...think about it...

Beyond · #14 (**permalink**) 10-20-2008, 04:01 AM

Quote:

Originally Posted by iofasdkjfkjul

some of you are fucking retarded.

What kind of proof would you expect me to post??? Think about it...

I wouldnt keep or post anything linking me to crimes.

Yes it is fraud NO SHIT, thats the fucking point, 0 fraud liability. Your the one that got "scammed"

Banks Do not communicate as much as you think, not unless there is a serious investigation.

Yes its been done, several times. I didnt come on here to brag, I came on here to let other Canadians know they can make some money.

You guys down in the US have your heads so far up your own asses that you think you know everything, and you think what you know rings true worldwide. WRONG.

Laws may be different where you live, sorry.

Wow its funny how many fucking retards are on this site....no wonder it crashes every other day, a bunch of fucking retards are here who dont know how to properly maintain an online community.

Yeah Ill get right on gettting you some pics of my bank info, fuckign retards.

What am I gonna show you, a screenshot with an account with money...think about it...

Remember when you said this?

Quote:

C. Im not trying to prove anything to you or anyone.

GuyFawks · #15 (**permalink**) 10-20-2008, 04:09 AM

Quote:

Originally Posted by iofasdkjfkjul

some of you are fucking retarded.

What kind of proof would you expect me to post??? Think about it...

I wouldnt keep or post anything linking me to crimes.

Yes it is fraud NO SHIT, thats the fucking point, 0 fraud liability. Your the one that got "scammed"

Banks Do not communicate as much as you think, not unless there is a serious investigation.

Yes its been done, several times. I didnt come on here to brag, I came on here to let other Canadians know they can make some money.

You guys down in the US have your heads so far up your own asses that you think you know everything, and you think what you know rings true worldwide. WRONG.

Laws may be different where you live, sorry.

Wow its funny how many fucking retards are on this site....no wonder it crashes every other day, a bunch of fucking retards are here who dont know how to properly maintain an online community.

Yeah Ill get right on gettting you some pics of my bank info, fuckign retards.

What am I gonna show you, a screenshot with an account with money...think about it...

Except if you have done this and evaded notice for a few days, in a month or two you will be noticed when the accounts are audited.

headcase · #16 (**permalink**) 10-20-2008, 10:07 AM

Call the King of Nigeria. He's always onto me about this kind of stuff. Nice guy too...

#LOCKED#